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Welcome

To Your Financial Transformation Journey

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Our Approach

Most people look for advisors only when they know exactly what they want to do with their money. At Augment Financials, we are Financial life coaches. We help you find your mindset, money, and the path to align them together. 

The next Quarter of the 21st Century is about the alignments of mind, heart, and money!

 

There are a million ways to solve a problem. Let us find out your problem and your ways!

📞 Ready to align?
 

Book a no-obligation 15-minute clarity call, and let’s see if we’re the right fit.

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About

We are entering the 2nd Quarter of the 21st Century. We are living in a more chaotic, unstable, unsafe, and corrupted world than ever before. 

People no longer live for survival. People are longing for a quality of life. The representation of living has completely changed. So we need a new way of thinking to obtain that quality of life. We need a new perspective. A true guide who helps me  

Hi, I'm Neeraja(Neer-ja). A Financial Life Coach and Founder of Augment Financial. Cheerleader of your Financial Transformation and Guide.

That’s why I created Augment Financials — not to sell financial products, but to walk with you through your financial story.

Let’s start with something simple: a free clarity report tailored just for you.


No pressure. No jargon. Just honest guidance from someone who walked your path before.

Neeraja_portrait_small - Copy.jpg

 

Augument Financials Blog

Stay informed with our latest money-saving tips, smart strategies, and practical advice—designed to help you build wealth and protect the people who matter most. Bookmark this page!

Sherry Trueasdale, NC

“Neeraja was able to bring great focus to my scattered debt and retirement investment planning. By focusing on both my current and future goals, she was able to provide a much more concrete picture of retirement, the gap and the plan to address the gap. I value her periodic follow-up and the fact that she keeps me committed to my goals by scheduling review meetings and keeping my file current and up to date.” 

James Williams, TX

“Neeraja breaks down complicated financial information into simple, digestible material. She is detail-oriented and always helpful. She is the right and best financial life coach for my family and me.”

Mohan Kovvali, NC

“We would highly recommend Neeraja to anyone who wants a great financial life coaching and planning experience. We have been working with Neeraja since early 2023. We trust Neeraja’s knowledge and expertise when it comes to specific questions surrounding tax, estate, and retirement planning. Neeraja meets with us regularly and addresses any concerns we may have about our financial goals. If you want to see the difference between a financial life coach expert and a financial advisor, then you need to call Neeraja… She is our EXPERT!” 

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Regulatory Disclosure: ​Not Legal, Tax, or Securities Investment Advice: 

The material discussed on this website is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice, nor does it represent any specific company or specific products.  Neeraja Narayanan, RFA® is not registered nor licensed as a Registered Investment Advisory Firm (RIA), Investment Advisor Representative (IAR), nor as a Registered Representative (RR) with any broker/dealer firm, and is therefore not registered with, or supervised by, the U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any state securities regulatory office.  As such, Neeraja Narayanan, RFA® does not provide investment advice, specifically: buying, selling, holding, risk analysis, or any other analysis of securities, nor the asset allocation of securities portfolios. For specific investment advice on your securities investment portfolio, please contact a licensed and registered investment professional in your state.

Neeraja Narayanan, RFA® offers general investment information for educational purposes and may propose alternative financial strategies that do not contain or include securities. She also discusses the pros and cons of various kinds of accounts (such as IRS-regulated retirement plans) and is considered incidental advice surrounding various strategies and solutions, but does not necessarily constitute advice on the underlying securities.  
 

For tax or legal services and advice, please consult a licensed professional in your state.  Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary and the information should be relied upon only when coordinated with individual professional advice.

Neeraja Narayanan, RFA® is a life, accident & health insurance agent in North Carolina and Texas (Insurance License #2304747) and can easily be licensed to do business in other states.   

Augment Financial Services is the marketing name for Neeraja Narayanan, RFA® and is not affiliated with any other company. 

The Wellness Wealth Program of Augment Financial Services offers separate financial analysis services that may be appropriate, offered by engagement agreement, and on a fee-for-service basis that does not offset commissions earned through product placement.  Any recommendations through these services can be implemented with any licensed professional the client chooses, including Augment Financial Services.

 

Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Guarantees do not apply to the performance of any particular index option on fixed indexed insurance contracts, or on projected dividends on participating insurance contracts.  Planning results are not guaranteed and are subject to individual situations and circumstances. Listing company client access links under the "Client Access" menu does not constitute any endorsement, filing, or approval of this website or its content by such listed companies.  Client access links are provided for client convenience only.

The RFA® designation is conferred and issued by the International Association of Registered Financial Consultants (IARFC) and is used by permission.

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